On the same business day that your application is accepted, we will transfer the money directly to your bank account*.
You may eventually be eligible for greater loan amounts and/or reduced interest rates as you establish your repayment history with us.
Since Quick Money Solutions has a state license to provide direct loans in Utah, you will only do business with us, and we will also finance your loan.
Summary
Loan Amount: $300 to $1,000
Loan Type: Installment Loan
Loan Term: 4-6 months
Funding: Same business day*
Pre-Payment Available: Yes
Pre-Payment Fee: No
2. Get Approved
Loan Amount
You will be able to borrow between $300 and $1,000. We will notify you of your eligibility after reviewing your application.
Loan Cost
Your Quick Money Solutions Utah Installment Loan will have interest charged at a maximum annual percentage rate (APR) of 649%. The annual percentage rate, or APR, is the cost of credit. The specifics of your loan, which are available in your loan agreement, will determine the APR, payback amount, and payment schedule.
This loan is not meant to address long-term financial demands and is a costly type of lending. Quick Money Solutions encourages responsible use of this product.
Based on your payment history over time, you might also qualify for higher loan amounts and/or a lower cost of credit as you progress through your credit journey.
Loan Term
Usually, your loan payments begin on the day of your next paycheck and continue for around a year. Loan Maturity is from 4 to 6 months.
Here are some examples:
FEDERAL TRUTH-IN-LENDING DISCLOSURES
| Annual Percentage Rate The cost of your credit as a yearly rate. 788.77% |
Finance Charge The dollar amount the credit will cost you. $2,718.90 |
Amount Financed The amount of credit provided to you or on your behalf. $1,000.00 |
Total of Payments The amount you will have paid after making all payments as scheduled. $3,718.90 |
PAYMENT SCHEDULE: Your Payment Schedule will be:
| Payments No. | Amount of Payments | When Payments Are Due |
|---|---|---|
| 11 | $309.90 | Every 2 Weeks beginning 01/16/2026 |
| 1 | $310.00 | Final Payment on 06/22/2026 |
Prepayment: If you prepay in full or in part, you will not have to pay a penalty.
See your contract documents for any information about nonpayment, default, required repayments in full before the scheduled date, and prepayment refunds and penalties.
| Num | Due Date | Payment |
|---|---|---|
| 1 | 01/16/2026 | $309.09 |
| 2 | 02/02/2026 | $309.09 |
| 3 | 02/13/2026 | $309.09 |
| 4 | 03/02/2026 | $309.09 |
| 5 | 03/16/2026 | $309.09 |
| 6 | 03/30/2026 | $309.09 |
| 7 | 04/13/2026 | $309.09 |
| 8 | 04/27/2026 | $309.09 |
| 9 | 05/11/2026 | $309.09 |
| 10 | 05/22/2026 | $309.09 |
| 11 | 06/08/2026 | $309.09 |
| 12 | 06/22/2026 | $310.00 |
Click image below to view our Utah license or please visit National Multistate Licensing System website
How do I qualify for a loan?
- You must be at least 18 years of age
- You must be a US citizen or Permanent Resident
- You must be a resident in a state where the Installment Loan is offered
- You must have an active bank account
- You must have a regular source of income
- You must have a valid contact number and an active email address
Please be aware that at this time, none of the loan products that Quick Money Solutions offers have interest rates that would be suitable for lending to eligible US military personnel and their families.
Is this a payday loan?
Payday loans are not what this is. Payday loans are short-term loans that you usually have to repay in full on your next paycheck. This is a Utah installment loan, which is distinct from a payday loan in that there is no requirement for a one-time payment. When you have an installment loan, you repay the debt over time in smaller amounts until it is paid off.
Where can I find fast loans near me?
Quick Money Solutions is online lender and offers online Installment Loans in Utah with a fast application process. You can start your application from anywhere you get internet, 24 hours a day, 7 days a week. You won’t need to worry about wait times, business hours, or appointments in order to begin the application process.
How long will it take to get funds?
Usually, the same or the next business day.
Can I pay my loan off early?
Yes of course, and there’s no penalty to pay off your Utah Installment Loan earlier than scheduled. If you’d like to make an early payment, or a larger payment to pay down more of your principal, you may do so by calling us at 888-296-9777 or 314-414-7883 or by emailing us at customercare@quickmoneysolutions.com. Paying off your loan early may reduce the total finance charges you’ll pay.
If I don’t live in Utah, can I still apply for an online installment loan?
You must reside in Utah in order to qualify for a Utah Installment Loan. If you reside in a different state, please review our Products & Services or States to find out if there are any additional online loan options accessible in your current state.
Do you have any more questions?
Please refer to our general FAQs page or contact our Customer Care team at 888-296-9777 or 314-414-7883.
Does my credit score get affected by Utah installment loans that I take out online?
Occasionally, they might. Your credit score may be impacted if the payments you make on your Utah installment loans are reported to a credit bureau. Whether or whether you make your online loan payments on time may decide the type of that impact, although there may be some influence in either direction. In the end, it’s critical that you consistently make on-time payments on all of your loans, including Utah online loans.
Why should I research Utah loans online as opposed to in person?
Online loans in Utah may be a fantastic option for you if you’re looking for installment loans, credit lines, or another kind of personal loan. Why? There are some possible advantages, though:
- Quick: Applying for Utah online installment loans could be faster than going through an in-person application process if you need extra money for an unexpected need. This is particularly crucial if you want to address your emergency as quickly as possible.
- Convenient: You won’t have to worry about the most drawn-out parts of the in-person borrowing process when you apply for Utah loans online.
- Apply at any time: The ability to begin the application process outside of regular office hours is another helpful feature of many Utah installment loans that are available online. For those who lack the time to do so throughout the day, this is helpful.
How is an online loan different from a storefront loan?
A storefront loan is acquired through a physical place, whereas an online loan is one that is received exclusively online. Convenience is one of the main distinctions between these two loan kinds. Borrowers can apply for Utah online loans without having to go to a physical facility, all from the comfort of their own homes.
The quickness of the application process is another significant distinction between Utah storefront loans and internet loans. You might be able to apply for an internet loan in a matter of minutes. Storefront applications, on the other hand, could take longer to finish because borrowers might have to wait to meet with someone in person and fill out paperwork.